Cover options for businesses running multiple vehicles (utes, vans, trucks and cars) across Australia. Talk to a specialist broker about protecting your fleet.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Reviews
Running a fleet means more moving parts, literally. Multiple drivers, multiple vehicles and multiple job sites add up to a different risk profile than a single company car. Sol Insurance Brokers can help you explore fleet cover options built around how your vehicles are actually used, so an accident, a breakdown or an incident on the road doesn’t bring your operations to a stop.
01
Is designed to help protect your vehicles against loss or damage from accident, theft, fire or malicious damage, with options to bring utes, vans, trucks and passenger vehicles together under one policy, subject to policy terms.
02
Is designed to help protect your business against claims for third-party injury or property damage arising from your vehicles’ operation off the road, such as at a depot or job site, subject to policy terms.
03
Can help cover loss or damage to tools, stock or equipment being carried in your vehicles while in transit, subject to policy terms.
04
Can help cover the costs of defending claims arising from employment-related disputes involving your drivers and fleet staff, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Personal Accident & Illness and Workers Compensation, where relevant and subject to policy terms, conditions and exclusions.
A driver is involved in an at-fault accident, causing damage to your vehicle and a third party’s property
A vehicle is broken into or stolen from a depot, job site or driver’s home overnight
Goods or tools being transported are damaged or lost following an accident
A driver is injured in a vehicle incident while working
A vehicle fire or malicious damage incident takes a truck or van out of action, disrupting deliveries or jobs
An employment dispute or wrongful dismissal claim arises involving one of your drivers or fleet staff
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Fleet insurance is designed to bring multiple vehicles (utes, vans, trucks or cars) together under a single policy rather than insuring each one separately, which can help simplify management and administration as your fleet grows, subject to policy terms and insurer eligibility criteria.
This varies between insurers, and some may consider a fleet policy from as few as 3–5 vehicles. Sol Insurance Brokers can help you explore your options regardless of the size of your fleet, subject to insurer eligibility criteria.
Fleet insurance is generally a way of structuring commercial motor cover so multiple vehicles sit under one policy, rather than a separate product altogether. Sol Insurance Brokers can help you work out whether a fleet policy or individually insured vehicles better suit your business, subject to policy terms.
You’d notify your broker or insurer as soon as possible so a claim can be lodged. Sol Insurance Brokers can help manage the claims process on your behalf, from initial notification through to resolution, subject to policy terms.
Many fleet policies allow vehicles to be added or removed during the period of insurance, though this varies between insurers and may affect your premium. Sol Insurance Brokers can help you manage these changes as your fleet changes, subject to policy terms.
Tell us a bit about your fleet and one of our brokers will be in touch.
Business Insurance
Cover options for cars, utes, vans and trucks used for business purposes.
Business Insurance
Public and products liability cover options for businesses across Australia.
Business Insurance
Cover options for goods, tools and equipment in transit or storage.
Business Insurance
Cover options for directors, officers and employment-related liability exposures.
