Cover options for the building, fit-out, contents and stock that keep your business running, from retail shops and offices to warehouses and industrial premises.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Your business premises are often one of your biggest investments, the building, the fit-out you’ve put money into, and the stock, tools and equipment inside it. Commercial property insurance is designed to help protect these assets against events like fire, storm, theft and other covered risks, subject to policy terms, conditions and exclusions.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
01
Is designed to help protect your building, fit-out and contents against loss or damage from events like fire, storm, theft and other covered risks, subject to policy terms, conditions and exclusions.
02
Is designed to help protect your business against claims for third-party injury or property damage occurring on your premises, subject to policy terms, conditions and exclusions.
03
Can help cover loss of income and ongoing expenses if your business is forced to stop trading following an insured event, subject to policy terms, conditions and exclusions.
04
Can help cover the costs of defending claims arising from management decisions and employment-related disputes involving your business, subject to policy terms and conditions.
Depending on your business and circumstances, additional covers may include, but are not limited to, Glass Insurance, Machinery Breakdown and Money Insurance, where relevant and subject to policy terms, conditions and exclusions.
A fire breaks out in a kitchen or storeroom, causing damage to the building and stock
A storm or burst pipe causes water damage to the premises and fit-out
The premises is broken into overnight and stock or equipment is stolen
A customer or visitor slips and is injured on the premises
A fire or flood forces the business to close temporarily while repairs are carried out
A dispute arises with an employee over a workplace decision
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Commercial property insurance is designed to bring cover for your building, fit-out, contents and stock together under a single policy, which can help protect against events like fire, storm and theft, subject to policy terms, conditions and exclusions.
Yes, even as a tenant you may be responsible for the fit-out, contents and stock inside your premises. Sol Insurance Brokers can help you explore cover options that suit your situation, subject to policy terms and conditions.
Landlord insurance is generally designed for property owners renting out a residential property, while commercial property insurance is designed for business premises. Sol Insurance Brokers can help clarify which type of cover suits your situation.
Business interruption insurance can be added alongside commercial property insurance and is designed to help cover loss of income and ongoing expenses while your business is unable to trade following an insured event, subject to policy terms and conditions.
Yes, commercial property insurance can typically be tailored to include the building, fit-out, contents, stock and equipment, subject to the options available under your policy.
Tell us a bit about your premises and one of our brokers will be in touch.
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