Marine and cargo insurance is designed to help protect goods in transit against loss or damage while being transported by sea, air, road or rail, subject to policy terms.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Whether you import goods from overseas, export products to international markets, or move stock between locations domestically, your goods can be exposed to loss or damage while in transit. Marine and cargo insurance is designed to help manage that exposure.
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Is designed to help protect your business against claims relating to injury or property damage caused by a product you manufacture, supply or sell, subject to policy terms.
02
Can help cover your business’s buildings, contents, stock and equipment against loss or damage, subject to policy terms.
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Is designed to help protect your business against claims of injury to a third party or damage to their property arising from your business activities, subject to policy terms.
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Can help cover company cars, utes, vans, trucks and fleets against loss or damage, subject to policy terms.
Depending on your business and circumstances, additional covers such as business interruption insurance, cyber insurance or trade credit insurance may also be worth considering, subject to policy terms and eligibility.

Goods being damaged while in transit by road, sea, rail or air

A shipment being lost or going missing during transport

Goods being damaged during loading or unloading

Water or weather damage affecting cargo during shipping

A container or vehicle being involved in an accident while carrying goods

Theft of goods while in transit or in temporary storage
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Despite the name, marine and cargo insurance (sometimes called transit insurance) generally covers goods in transit by any mode of transport, including road, rail, air and sea, subject to policy terms.
Many marine and cargo policies extend to cover goods during loading and unloading, not just while they’re in direct transit. Cover depends on your specific policy terms.
Freight and logistics companies often limit their own liability for goods they transport, which is why many businesses arrange their own cargo cover regardless of who is moving the goods.
Many policies can be arranged to cover goods from the point of origin overseas through to their final destination in Australia, subject to policy terms.
The right level of cover depends on the value of the goods you transport, how frequently you ship, and the distances involved. A broker can help you assess an appropriate level of cover.
Tell us a bit about your business and one of our brokers will help you find the right level of cover.
Business Insurance
Cover options for claims relating to injury or property damage caused by a product you manufacture, supply or sell, subject to policy terms.
Business Insurance
Cover options for your business’s buildings, contents, stock and equipment, subject to policy terms.
Business Insurance
Cover options for claims of injury to a third party or damage to their property arising from your business activities, subject to policy terms.
Business Insurance
Cover options for company cars, utes, vans, trucks and fleets, subject to policy terms.