INSURANCE FOR AUSTRALIAN BUSINESSES

Marine & Cargo
Insurance

Marine and cargo insurance is designed to help protect goods in transit against loss or damage while being transported by sea, air, road or rail, subject to policy terms.

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Reviews

What Our Clients Say

Sol Insurance Brokers place picture
5.0
Based on 13 reviews
Charlie Clarke profile picture
Charlie Clarke
3 months ago
I cannot recommend Danielle/Sol enough. After 5+ years with another broker, I changed to Sol this year and it was a great decision. Super responsive (which was a major pain point with my prior broker), open to digging deeper for a better suited policy and price and just all round helpful and efficient! Thanks so much!
Layr TilingCo profile picture
Layr TilingCo
4 months ago
Highly recommend Danielle for insurance purposes. Professional, seamless and no pressure from her in comparison to the larger companies who constantly ring about their quotes. Gives you time to think and work out your best options.
Danielle is friendly but prompt and stays focused on the request at hand. Recommend using Danielle for a personal, 1-1 experience without the pressure and judgements.
Daniel Knight profile picture
Daniel Knight
4 months ago
Danielle at Sol Insurance Brokers is great to deal with. Friendly, professional and always quick to respond, she made the entire process simple and stress-free. It's refreshing to work with someone who genuinely takes the time to understand your needs and provide honest advice.
Alastair lackie profile picture
Alastair lackie
4 months ago
Danielle sourced insurance for my new car it was cheaper than anything I could source and her service was excellent. Very quick turn around would highly recommended.
Jamie-lee Lynch profile picture
Jamie-lee Lynch
4 months ago
Danielle was great to deal with. She made the whole process easy, explained everything clearly, and was always happy to help. Friendly, professional service and I highly recommend.

Whether you import goods from overseas, export products to international markets, or move stock between locations domestically, your goods can be exposed to loss or damage while in transit. Marine and cargo insurance is designed to help manage that exposure.

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Insurance Businesses with Marine & Cargo Exposure May Need

01

Product Liability Insurance

Is designed to help protect your business against claims relating to injury or property damage caused by a product you manufacture, supply or sell, subject to policy terms.

02

Commercial Property Insurance

Can help cover your business’s buildings, contents, stock and equipment against loss or damage, subject to policy terms.

03

Public Liability Insurance

Is designed to help protect your business against claims of injury to a third party or damage to their property arising from your business activities, subject to policy terms.

04

Commercial Motor Insurance

Can help cover company cars, utes, vans, trucks and fleets against loss or damage, subject to policy terms.

Depending on your business and circumstances, additional covers such as business interruption insurance, cyber insurance or trade credit insurance may also be worth considering, subject to policy terms and eligibility.

Risks we commonly see in businesses with marine and cargo exposure

Goods being damaged while in transit by road, sea, rail or air

A shipment being lost or going missing during transport

Goods being damaged during loading or unloading

Water or weather damage affecting cargo during shipping

A container or vehicle being involved in an accident while carrying goods

Theft of goods while in transit or in temporary storage

Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.

Frequently asked questions

Does marine and cargo insurance cover goods travelling by road, not just sea?

Despite the name, marine and cargo insurance (sometimes called transit insurance) generally covers goods in transit by any mode of transport, including road, rail, air and sea, subject to policy terms.

Many marine and cargo policies extend to cover goods during loading and unloading, not just while they’re in direct transit. Cover depends on your specific policy terms.

Freight and logistics companies often limit their own liability for goods they transport, which is why many businesses arrange their own cargo cover regardless of who is moving the goods.

Many policies can be arranged to cover goods from the point of origin overseas through to their final destination in Australia, subject to policy terms.

The right level of cover depends on the value of the goods you transport, how frequently you ship, and the distances involved. A broker can help you assess an appropriate level of cover.

Get marine and cargo cover that fits your business

Tell us a bit about your business and one of our brokers will help you find the right level of cover.

Related cover

Business Insurance

Product Liability Insurance

Cover options for claims relating to injury or property damage caused by a product you manufacture, supply or sell, subject to policy terms.

Business Insurance

Commercial Property Insurance

Cover options for your business’s buildings, contents, stock and equipment, subject to policy terms.

Business Insurance

Public Liability Insurance

Cover options for claims of injury to a third party or damage to their property arising from your business activities, subject to policy terms.

Business Insurance

Commercial Motor Insurance

Cover options for company cars, utes, vans, trucks and fleets, subject to policy terms.