We don’t do generic small business cover. We understand the specialised risks faced by mining contractors and subcontractors working on active mine sites, under strict principal contractor requirements.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Mining contract work carries exposures most generic trade policies weren’t built around, site inductions, strict principal contractor requirements, heavy plant and remote locations. Sol Insurance Brokers can help you explore cover options that reflect how you actually work.
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Cover for claims involving third-party injury or property damage arising from your business activities, subject to policy terms, conditions and exclusions.
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Cover for eligible mining plant, vehicles and other business equipment, including options for protection while in transit or secured on-site, subject to policy terms.
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Financial support may be available if an insured accident or illness prevents you from working. Options can be tailored to eligible business owners and tradespeople.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Workers Compensation, Cyber Insurance and Management Liability, where relevant and subject to policy terms, conditions and exclusions.
Injury risks associated with working on active mine sites and around heavy plant
Damage to customer property or plant while contract work is being carried out
Working as a subcontractor on mining, resources and other high-risk industrial sites
Theft or accidental damage to mining plant, vehicles and other specialist equipment
Property damage caused by mobile plant or vehicles while working on-site
Contractual and site-specific insurance requirements imposed by principal contractors and major site operators
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Working on active mine sites is a key consideration for mining contractors, so it needs to be specifically considered when arranging cover, some policies treat this differently. We’ll confirm how any policy we discuss treats work on mine sites and other high-risk industrial sites, subject to policy terms, conditions and exclusions.
Working as a subcontractor on mining, power generation, construction and other high-risk sites often comes with specific insurance requirements from principal contractors and site operators. Share those requirements with us and we’ll discuss the options that may be relevant for your business.
Once your cover is in place, we can arrange certificates of currency and help match them to the insurance requirements set out by builders, principal contractors and site operators. Timeframes can vary, so talk to us early, especially before mobilising to a new site.
Subcontractor and labour-hire arrangements can change your exposure. Depending on your business, your policy structure may need to account for them, or you may need to verify their own cover. Talk to a broker about the right structure for your crew.
Tools and equipment cover can include eligible welding equipment, generators and specialised tools, including options for protection while in transit or secured on-site, subject to policy terms.
Personal Accident & Illness cover may be relevant, financial support may be available if an insured accident or illness prevents you from working, with options that can be tailored to eligible business owners and tradespeople. It is not the same as an income protection policy; we’ll explain the difference.
Tell us a bit about your business and one of our brokers will be in touch.
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