We don’t do generic small business cover. We understand the specialised risks faced by crane operators working with mobile and tower cranes across construction and industrial sites.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Crane operations carry exposures most generic trade policies weren’t built around, dropped loads, working near overhead powerlines, lifting operations and strict site-specific requirements. Sol Insurance Brokers can help you explore cover options that reflect how you actually work.
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Cover for claims involving third-party injury or property damage arising from your business activities, subject to policy terms, conditions and exclusions.
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Cover for eligible cranes, rigging equipment and other business equipment, including options for protection while in transit or secured on-site, subject to policy terms.
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Financial support may be available if an insured accident or illness prevents you from working. Options can be tailored to eligible business owners and tradespeople.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Workers Compensation, Cyber Insurance and Management Liability, where relevant and subject to policy terms, conditions and exclusions.
Injury risks associated with lifting operations, dropped loads and working around other contractors
Working near overhead powerlines and other high-risk site hazards
Working as a subcontractor on construction, mining and other high-risk industrial sites
Damage to customer property or plant while lifting or crane operations are being carried out
Theft or accidental damage to cranes, rigging equipment and other specialist equipment
Contractual and site-specific insurance requirements imposed by principal contractors and major site operators
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Dropped loads and lifting incidents are a key risk for crane operators, so they need to be specifically considered when arranging cover, some policies treat this differently. We’ll confirm how any policy we discuss treats lifting operations and dropped loads, subject to policy terms, conditions and exclusions.
Working as a subcontractor on mining, power generation, construction and other high-risk sites often comes with specific insurance requirements from principal contractors and site operators. Share those requirements with us and we’ll discuss the options that may be relevant for your business.
Once your cover is in place, we can arrange certificates of currency and help match them to the insurance requirements set out by builders, principal contractors and site operators. Timeframes can vary, so talk to us early, especially before mobilising to a new site.
Subcontractor and labour-hire arrangements can change your exposure. Depending on your business, your policy structure may need to account for them, or you may need to verify their own cover. Talk to a broker about the right structure for your crew.
Tools and equipment cover can include eligible welding equipment, generators and specialised tools, including options for protection while in transit or secured on-site, subject to policy terms.
Personal Accident & Illness cover may be relevant, financial support may be available if an insured accident or illness prevents you from working, with options that can be tailored to eligible business owners and tradespeople. It is not the same as an income protection policy; we’ll explain the difference.
Tell us a bit about your business and one of our brokers will be in touch.
Industry Insurance
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Trade Insurance
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