Cover options for retail shops and small businesses across Australia. Talk to a specialist broker about protecting your store.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Retail shops carry stock, welcome customers through the door every day, and often deal with cash, deliveries and casual staff. Whether you run a single storefront or a small chain, Sol Insurance Brokers can help you explore cover options that reflect the risk you actually carry.
01
Is designed to help protect your business against claims for third-party injury or property damage occurring in your store, or arising from products you sell, subject to policy terms.
02
Can help cover your shop fit-out, stock and contents against events such as fire, theft or storm damage, subject to policy terms.
03
Can help cover the costs of defending claims arising from employment-related disputes involving current, past or prospective employees, subject to policy terms.
04
Can help cover loss of income if your store is forced to stop trading due to an insured event, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Cyber Insurance, Personal Accident & Illness, Workers Compensation and Commercial Motor, where relevant and subject to policy terms, conditions and exclusions.
Customer slips, trips or falls in-store
Theft, shoplifting or burglary
Stock damage from fire, storm or water
Product liability claims from items sold
Cash handling and till discrepancies
Data breaches involving customer or payment records
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Public liability insurance can help cover claims for injury to a customer or visitor, or damage to property, that occurs in your store, subject to policy terms and conditions.
Commercial property and stock insurance can help cover your fit-out, stock and contents against events such as fire, theft or storm damage, subject to policy terms.
Yes, product liability cover can help protect you against claims arising from products you sell, subject to policy terms and conditions.
Yes, cover options are generally available for your casual and permanent staff, including for claims arising from employment-related disputes, subject to policy terms.
Yes, Sol Insurance Brokers can help tailor cover for a single storefront or a small chain of stores, reflecting how your business actually operates.
Speak with a broker about cover options for your retail store.
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