Public liability, tools and contract works cover options for tiling businesses across Australia. Talk to a specialist trade broker.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Reviews
Tiling work carries real consequences when something goes wrong: cracked or lifting tiles, water damage from waterproofing failures, or damage to a client’s fixtures and fittings. Whether you’re a sole trader doing bathroom and kitchen tiling or running a crew on large commercial fit-outs, Sol Insurance Brokers can help you explore cover options that reflect the risk you actually carry.
01
Is designed to help protect you against claims for third-party injury or property damage arising from your work, including damage caused by waterproofing or installation defects, subject to policy terms.
02
Relevant where you provide design, specification or advisory services as part of your tiling work, particularly where an error could result in financial loss.
03
Cover for tile cutters, wet saws and other tools and business assets against risks such as theft, loss or accidental damage, subject to policy terms.
04
Cover for utes, vans and service vehicles, including trade fit-outs and permanently attached equipment where applicable.
05
Protection for eligible tiling work in progress against insured events such as theft, fire, storm and accidental damage, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Personal Accident & Illness, Workers Compensation, Cyber Insurance and Management Liability, where relevant and subject to policy terms, conditions and exclusions.
Waterproofing failures or water damage claims arising after tiling in wet areas
Injury risks associated with tile cutters, wet saws and worksites
Subcontracting arrangements and insurance requirements imposed by builders, principal contractors and site operators
Theft or accidental damage to tools and equipment, particularly while travelling between worksites
Damage to customer property, fixtures or fittings while carrying out tiling work
Supply and installation of tiles and materials, creating additional contractual and liability considerations
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Professional indemnity may be relevant if you’re providing design or specification advice as part of your work, since it responds to a different kind of claim, one based on advice rather than physical damage. We can talk through whether it makes sense for your work mix.
Tools, equipment and plant cover can include theft and accidental damage, often including tools kept in a locked vehicle. Conditions such as security requirements may apply, so it’s worth checking policy wording.
Subcontracted work can generally be considered when structuring your cover. Let us know the head contractor’s or site operator’s insurance requirements and we can help you explore options that meet them.
Public and products liability can respond to claims for property damage arising from your work, including damage that becomes apparent after the job is complete, subject to policy terms and conditions.
It can. Supplying and installing tiles or materials may add product-related exposures alongside your standard liability cover, so it’s worth reviewing your policy to reflect this.
It may be relevant where you’re responsible for work in progress. Cover can help protect against events like theft, fire, storm and accidental damage while the work is underway, subject to policy terms.
Tell us a bit about your business and one of our brokers will be in touch.
Trade Insurance
Liability, tools and contract works cover options for bricklaying businesses.
Trade Insurance
Liability, tools and contract works cover options for carpentry businesses.
Trade Insurance
Liability, tools and contract works cover options for roofing businesses.
Trade Insurance
Liability, tools and contract works cover options for painting businesses.
