Public liability and contract works cover options for scaffolding businesses across Australia. Talk to a specialist trade broker.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Scaffolding work carries real consequences when something goes wrong: a collapse, a fall from height, or an injury to workers relying on your structure. Whether you’re erecting residential scaffold or larger commercial systems, Sol Insurance Brokers can help you explore cover options that reflect the risk you actually carry.
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Is designed to help protect you against claims for third-party injury or property damage arising from your work, including collapse, instability or structural failure of erected scaffold, subject to policy terms.
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Relevant where you provide design or engineering advice on complex scaffold configurations, particularly where an error could result in financial loss.
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Cover for scaffold components, harnesses and other tools and business assets against risks such as theft, loss or accidental damage, subject to policy terms.
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Cover for trucks, trailers and service vehicles used to transport scaffold, including permanently attached equipment where applicable.
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Protection for eligible scaffolding work in progress against insured events such as theft, fire, storm and accidental damage, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Personal Accident & Illness, Workers Compensation, Cyber Insurance and Management Liability, where relevant and subject to policy terms, conditions and exclusions.
Falls from height during erection, alteration or dismantling of scaffold
Collapse or structural failure of scaffold affecting workers or the public
Injury to other trades or the public relying on or working near your scaffold
Subcontracting arrangements and insurance requirements imposed by builders and principal contractors
Theft or accidental damage to scaffold components, particularly on unattended sites
Damage to client or neighbouring property during erection or dismantling
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Cover can generally be structured around the mix of residential and commercial work you do. Let us know the range of jobs you take on and we can help you look at options that fit.
Tools, equipment and plant cover can include theft and accidental damage to scaffold components and equipment, subject to policy terms and any security requirements.
Subcontracted work can generally be considered when structuring your cover. Let us know the head contractor’s or principal contractor’s insurance requirements and we can help you explore options that meet them.
Public and products liability can respond to claims for third-party injury arising from your work, including incidents involving scaffold you’ve erected, subject to policy terms and conditions.
Liability limits can generally be tailored to reflect the scale and risk profile of your work. We can help you think through what level of cover makes sense for your business.
It may be relevant where you’re responsible for scaffold in progress or in place over an extended period. Contract works can help protect eligible scaffolding work against insured events such as theft, fire and storm, subject to policy terms.
Tell us a bit about your business and one of our brokers will be in touch.
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