Trade Insurance
For tradies, tools and time are your livelihood and without them, the job stops. Trade Insurance is designed to protect you, your gear, and your work so you can keep moving, no matter what comes your way.
Whether you’re a sole trader or running a crew, having the right cover in place means you can focus on getting the work done without worrying about the “what ifs.”
We’ll Get You Covered
A tailored Trade Insurance policy can include:
Is designed to help protect you against claims for injury or property damage caused to others while you’re on the job, subject to policy terms.
Can help cover your tools and equipment against theft, damage or loss, subject to policy terms.
Can help protect your income if you’re unable to work due to injury or illness, subject to policy terms.
Is designed to help protect the ute, van or truck that gets you to site, subject to policy terms.
Can help cover jobs in progress, including materials and structures under construction, subject to policy terms.
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover, including the covers described above, which are general examples only and do not confirm that your individual policy will respond to any particular claim.
Find the cover options tailored to your trade below.
Trade Insurance
Liability, tools and contract works cover options for electrical businesses.
Trade Insurance
Liability, tools and mobile plant cover options for diesel fitting businesses.
Trade Insurance
Liability, tools and contract works cover options for plumbing businesses.
Trade Insurance
Liability, tools and contract works cover options for pool building businesses.
Trade Insurance
Liability, tools and contract works cover options for boilermaking businesses.
Trade Insurance
Liability, tools and contract works cover options for carpentry businesses.
Trade Insurance
Liability, tools and contract works cover options for roofing businesses.
Trade Insurance
Liability, tools and contract works cover options for landscaping businesses.
Trade Insurance
Liability and tools cover options for painting and decorating businesses.
Trade Insurance
Liability, tools and contract works cover options for tiling businesses.
Trade Insurance
Liability, tools and contract works cover options for fencing businesses.
Trade Insurance
Liability, tools and contract works cover options for bricklaying businesses.
Trade Insurance
Liability, tools and contract works cover options for plastering and rendering businesses.
Trade Insurance
Liability, tools and contract works cover options for glazing businesses.
Trade Insurance
Liability, tools and contract works cover options for air conditioning and refrigeration businesses.
Trade Insurance
Liability, tools and contract works cover options for solar installation businesses.
Trade Insurance
Liability, tools and contract works cover options for cabinet making and joinery businesses.
Trade Insurance
Liability and contract works cover options for scaffolding businesses.
Trade Insurance
Liability, contract works and professional indemnity cover options for builders.
Trade insurance is designed to bring together the covers a tradie commonly needs (such as public liability, tools and equipment, and contract works) into one policy, subject to policy terms and insurer eligibility criteria.
Most trade contracts and head contractors require evidence of public liability cover before you can start work, so it’s generally considered essential cover for sole traders and small crews, subject to policy terms and insurer requirements.
Tools and equipment cover can generally extend to theft from a locked vehicle, subject to policy terms, security requirements and the insurer’s conditions.
Contract works cover is designed to help protect materials and structures while a job is in progress, which can be important if you’re working on larger renovation or construction projects, subject to policy terms.
Sol Insurance Brokers can help you explore options that extend cover across your employees and subcontractors as your business grows, subject to policy terms and insurer eligibility criteria.
