Landlord insurance is designed to help protect your rental property against damage and loss of rental income, subject to policy terms.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Renting out a property comes with risks that a standard home insurance policy may not cover. A landlord insurance package can be structured to help protect your investment property, its contents, and your rental income if something goes wrong, subject to policy terms.
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Is designed to help protect a property you live in, separate to cover for a rental you own, subject to policy terms.
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Is designed to help protect you against claims for injury or property damage relating to your rental property, subject to policy terms.
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Is designed to help protect a commercial or mixed-use property you lease out to tenants, subject to policy terms.
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Is designed to help protect common property in a strata-titled building, subject to policy terms.
Depending on your property and how it’s tenanted, additional covers such as building insurance or landlord contents insurance may also be worth considering, subject to policy terms and eligibility.
Loss of rental income if a tenant defaults or a property becomes uninhabitable
Malicious or accidental damage caused by tenants
Theft of fixtures or landlord-owned contents
Storm, fire or water damage to the property
Legal costs associated with tenant disputes
Injury to a tenant or visitor at the property
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Landlord insurance can be structured to help cover damage to your property, loss of rental income, and certain liability risks, subject to policy terms and the cover selected.
Loss of rent cover may be included or available as an option, depending on your policy and the circumstances of the loss.
Yes. Landlord insurance is generally structured for rental properties and can include cover for risks specific to tenancy, such as tenant damage or loss of rent.
Cover for malicious or accidental tenant damage may be included, depending on your policy and the circumstances.
Landlord insurance can still be relevant even with a property manager, as it’s designed to help protect your investment rather than replace management services.
Tell us a bit about your rental property and one of our brokers will help you find the right level of cover.
Business Insurance
Cover options for a property you live in, subject to policy terms.
Business Insurance
Cover options for claims relating to third-party injury or property damage, subject to policy terms.
Business Insurance
Cover options to help protect a commercial or mixed-use property, subject to policy terms.
Business Insurance
Cover options to help protect common property in a strata-titled building, subject to policy terms.
