Construction insurance is designed to help protect your business against the risks of building work (from damage to contract works to claims from third parties) subject to policy terms.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Whether you’re a builder, contractor, or subcontractor, construction projects carry risks that can be costly if something goes wrong. A construction insurance package can be structured to help protect contract works, tools and equipment, and your liability to others while the project is underway, subject to policy terms.
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Is designed to help protect your business against claims for third-party injury or property damage on site, subject to policy terms.
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Is designed to help protect the tools, machinery and equipment your business relies on for construction work, subject to policy terms.
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Is designed to help protect your business and its management from claims relating to business decisions and obligations, subject to policy terms.
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Is designed to help protect the vehicles your business uses to move people, tools and materials to and from site, subject to policy terms.
Depending on your trade and project scope, additional covers such as marine transit insurance, professional indemnity insurance or cyber insurance may also be worth considering, subject to policy terms and eligibility.
Fire, storm or vandalism damaging a project while contract works are underway
Theft of materials, tools or fixtures from a building site
Site activities unintentionally damaging neighbouring property or underground services
Injury to workers, subcontractors or visitors on site
Delays caused by weather events or issues with subcontractors and materials
Damage to plant and equipment while in use or in transit
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Construction insurance can be structured to help cover contract works, tools and equipment, and liability to others during a building project, subject to policy terms and the cover selected.
Depending on how your project is structured, cover may need to extend to subcontractors on site. Our team can help you understand what’s appropriate for your project, subject to policy terms and eligibility.
Public liability may be included as part of a construction insurance package or arranged separately, depending on your business needs and the insurer.
Cover for defects identified after completion is typically handled separately to construction insurance. Speak with our team about options that may suit your situation.
Cover can often be arranged for a single contract or project, as well as for businesses with ongoing construction work. Get in touch to discuss what’s right for you.
Tell us a bit about your project and one of our brokers will help you find the right level of cover.
Business Insurance
Cover options for claims relating to third-party injury or property damage on site, subject to policy terms.
Business Insurance
Cover options to help protect the tools and machinery your business relies on, subject to policy terms.
Business Insurance
Cover options for claims relating to business decisions and management obligations, subject to policy terms.
Business Insurance
Cover options to help protect your business premises, stock and contents, subject to policy terms.
