Public liability, tools and contract works cover options for solar panel installers across Australia. Talk to a specialist trade broker.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Solar installation combines working at height on roofs with electrical connection work, where a mistake can mean a roof leak, a fire risk or a system that doesn’t perform as promised. Whether you’re installing residential rooftop systems or larger commercial arrays, Sol Insurance Brokers can help you explore cover options that reflect the risk you actually carry.
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Is designed to help protect you against claims for third-party injury or property damage arising from your work, including roof damage, leaks or electrical faults linked to installation, subject to policy terms.
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Relevant where you provide system design, sizing or specification advice as part of your work, particularly where an error could result in financial loss.
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Cover for mounting equipment, testing gear and other tools and business assets against risks such as theft, loss or accidental damage, subject to policy terms.
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Cover for utes, vans and service vehicles, including racking and permanently attached equipment where applicable.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Personal Accident & Illness, Workers Compensation, Cyber Insurance and Management Liability, where relevant and subject to policy terms, conditions and exclusions.
Roof damage or leaks caused by panel mounting, penetrations or foot traffic
Falls from height when working on pitched or multi-storey roofs
Electrical faults or fire risk linked to inverter, wiring or connection work
Subcontracting arrangements and insurance requirements imposed by builders and retailers
Theft or accidental damage to panels, inverters and equipment on site or in transit
System underperformance or shading disputes raised by customers after installation
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Cover can generally be structured around the mix of residential and commercial work you do. Let us know the range of jobs you take on and we can help you look at options that fit.
Tools, equipment and plant cover can include theft and accidental damage, and in some cases stock on site can be considered as part of your cover. Conditions may apply, so it’s worth checking policy wording.
Subcontracted work can generally be considered when structuring your cover. Let us know the head contractor’s or retailer’s insurance requirements and we can help you explore options that meet them.
Public and products liability can respond to claims for property damage arising from your work, including damage that becomes apparent after the job is complete, subject to policy terms and conditions.
Cover can generally be structured to reflect both the roof-based and electrical aspects of solar installation. Let us know your licensing and scope of work and we can help you look at options that fit.
It may be relevant where you’re responsible for work in progress, such as a larger commercial array partway through. Contract works can help protect eligible installation work against insured events such as theft, fire and storm, subject to policy terms.
Tell us a bit about your business and one of our brokers will be in touch.
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