Public liability, tools and contract works cover options for landscaping businesses across Australia. Talk to a specialist trade broker.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Reviews
Amazing service, efficient, reliable and most of all...stress free. Dani, you are a star, thank you so much for sorting my new policies. A very different and better experience to that had with my previous Broker. Keep up the great work.
Danielle has been an absolute blessing for us. She reached out to me after seeing a disheartened and desperate comment by me in an online group. We had desperately been searching for coverage for our dream property in Tasmania - two other brokers (including a huge company with offices all over the country) had exhausted their options and not been able to help, and settlement was looming. Danielle was professional but also very friendly, warm and reassuring during my stressing out, and I knew she was going above and beyond to get this done! She kept me in the loop every step of the way...and succeeded in getting us a policy within a matter of days! I am so, so grateful, and cannot recommend her highly enough! She is amazing at what she does and is a genuinely wonderful human too!
It was so refreshing to have someone take the time to explain the important clauses of the professional indemnity insurance. The customisation was really good. Would highly recommend.
Danielle at SOL Insurance is amazing! Was a huge support during a really busy time when our insurances had lapsed and another broker hadn’t found a suitable alternative. Dani kept on top of things and acted fast to get us cover, and with a solid price point compared to what I had found with my own enquiries. Will absolutely use Dani again having come highly recommended to us, and I’d gladly recommend SOL insurance to others.
Danielle is fantastic. Very efficient and she got me an excellent quote/insurance. I highly recommend her, if you are like me a small business that has to cover insurance.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Landscaping work carries real consequences when something goes wrong: damage to underground services, injury from machinery, or disputes over retaining walls and drainage. Whether you’re a sole trader doing garden makeovers or running a crew on large-scale landscape construction, Sol Insurance Brokers can help you explore cover options that reflect the risk you actually carry.
01
Is designed to help protect you against claims for third-party injury or property damage arising from your work, including damage to underground services or neighbouring property, subject to policy terms.
02
Relevant where you provide garden design, landscape planning or advisory services as part of your work, particularly where an error could result in financial loss.
03
Cover for mowers, edgers, chainsaws and other tools, machinery and business assets against risks such as theft, loss or accidental damage, subject to policy terms.
04
Cover for utes, vans and service vehicles, including trade fit-outs and permanently attached equipment where applicable.
05
Protection for eligible landscaping and construction work in progress against insured events such as theft, fire, storm and accidental damage, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Personal Accident & Illness, Workers Compensation, Cyber Insurance and Management Liability, where relevant and subject to policy terms, conditions and exclusions.
Damage to underground services such as pipes, cables or irrigation during excavation or planting work
Injury risks associated with mowers, chainsaws, machinery and worksites
Subcontracting arrangements and insurance requirements imposed by builders, principal contractors and site operators
Theft or accidental damage to tools, mowers and machinery, particularly while travelling between worksites
Damage to customer property, retaining walls or drainage while carrying out landscaping work
Supply and installation of paving, turf or landscape materials, creating additional contractual and liability considerations
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Professional indemnity may be relevant if you’re providing design or specification advice as part of your work, since it responds to a different kind of claim, one based on advice rather than physical damage. We can talk through whether it makes sense for your work mix.
Tools, equipment and plant cover can include theft and accidental damage, often including tools kept in a locked vehicle. Conditions such as security requirements may apply, so it’s worth checking policy wording.
Subcontracted work can generally be considered when structuring your cover. Let us know the head contractor’s or site operator’s insurance requirements and we can help you explore options that meet them.
Public and products liability can respond to claims for property damage arising from your work, including damage that becomes apparent after the job is complete, subject to policy terms and conditions.
It can. Supplying and installing materials or components may add product-related exposures alongside your standard liability cover, so it’s worth reviewing your policy to reflect this.
It may be relevant where you’re responsible for installations in progress. Cover can help protect against events like theft, fire, storm and accidental damage while the work is underway, subject to policy terms.
Tell us a bit about your business and one of our brokers will be in touch.
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