Plant and equipment insurance is designed to help protect the machinery, tools and equipment your business relies on against loss, damage or theft, subject to policy terms.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Reviews
From hand tools to heavy machinery, the equipment your business depends on can be expensive to repair or replace. A plant and equipment insurance package can be structured to help protect your gear whether it’s on site, in transit, or in storage, subject to policy terms.
01
Is designed to help protect your business against claims for third-party injury or property damage, subject to policy terms.
02
Is designed to help protect your projects and contract works while building work is underway, subject to policy terms.
03
Is designed to help protect the vehicles your business uses to transport equipment and materials, subject to policy terms.
04
Is designed to help protect goods and equipment while in transit, subject to policy terms.
Depending on your industry and how your equipment is used, additional covers such as commercial property insurance or business interruption insurance may also be worth considering, subject to policy terms and eligibility.
Theft of tools, machinery or equipment from a site, vehicle or storage yard
Accidental damage to equipment during use or operation
Equipment breaking down or malfunctioning during a project
Damage to machinery while being transported between sites
Fire or storm damage to stored or on-site equipment
Financial loss from being unable to complete work while equipment is repaired or replaced
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Plant and equipment insurance can be structured to help cover loss, damage or theft of the tools, machinery and equipment your business relies on, subject to policy terms and the cover selected.
Cover may extend to equipment in transit between sites, depending on your policy. Our team can help confirm what’s included, subject to policy terms.
Cover for hired or leased equipment can often be arranged, subject to the terms of your hire agreement and policy.
Mechanical breakdown may be covered under a separate option or endorsement, depending on your policy. Speak with our team to understand what’s available.
Cover can often be arranged on a replacement or market value basis, depending on your policy and the age of your equipment.
Tell us a bit about your equipment and one of our brokers will help you find the right level of cover.
Business Insurance
Cover options for claims relating to third-party injury or property damage, subject to policy terms.
Business Insurance
Cover options for contract works and construction risks, subject to policy terms.
Business Insurance
Cover options for the vehicles your business relies on, subject to policy terms.
Business Insurance
Cover options for goods and equipment while in transit, subject to policy terms.
