Public liability, contract works and tools cover options for pool building businesses across Australia. Talk to a specialist trade insurance broker.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Building a pool means excavation, concrete, electrical and trade coordination all happening on someone else’s property, often over several weeks. A single leak, a nicked underground service, or a defect that shows up two years after handover can turn into a costly claim. Sol Insurance Brokers can help you explore cover options built around how pool builders actually work, from the first dig to final handover and beyond.
01
Is designed to help protect you against claims for third-party injury or property damage arising from your work, including damage to a client’s home, landscaping or neighbouring property, subject to policy terms.
02
Protection for eligible pool construction and installation works while in progress against insured events such as theft, storm, fire, malicious damage and accidental damage, subject to policy terms.
03
Cover for tools, pumps, machinery and equipment used in your business against risks such as theft, loss or accidental damage, subject to policy terms.
04
Cover for utes, vans, trailers and other vehicles used to transport materials, equipment and machinery to and from worksites.
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Relevant where the business provides design, engineering, specifications or professional advice in connection with pool construction.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Personal Accident & Illness, Workers Compensation, Cyber Insurance and Management Liability, where relevant and subject to policy terms, conditions and exclusions.
Damage to underground services (power, water, gas, stormwater) during excavation
Defects or leaks discovered after handover, sometimes years later
Injury to homeowners, children or the public around an open excavation or partially fenced site
Subcontractor coordination: excavators, concreters, electricians and pool equipment installers all on site
Weather damage to an unfinished shell or exposed plumbing/electrical before completion
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Cover can be tailored to the pool-building process (excavation, concrete, tiling and equipment installation) rather than a one-size-fits-all trade policy. We’ll talk through your workflow to make sure gaps like underground service strikes are actually covered.
This is where policy structure matters. Claims can arise well after a job is finished, so completed-works exposure needs to be considered alongside your standard liability cover. We’ll walk you through how this may be structured in your policy.
Striking power, water, gas or stormwater services during a dig is a real exposure for pool builders. Whether a policy responds depends on its terms, conditions and exclusions — we’ll make sure this scenario is specifically discussed when arranging your cover.
Cover can often be structured across your business and employees, and principal contractor requirements can be considered for larger builds. Tell us how your projects are staffed and we’ll discuss the options that may be relevant.
It may be relevant where your business provides design, engineering, specifications or professional advice in connection with pool construction, particularly where an error could result in financial loss. We can talk through whether it suits your operation.
Contract works cover can protect eligible pool construction and installation works in progress against insured events such as storm, fire and malicious damage, subject to policy terms. We’ll confirm how your policy treats works in progress before you need it.
Tell us a bit about your business and one of our brokers will be in touch.
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