Management liability insurance is designed to help cover exposures involving your business’s directors, officers, employment practices and certain corporate liabilities, subject to policy terms.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Running a business comes with legal and regulatory responsibilities that extend beyond day-to-day operations. Management liability insurance is designed for businesses of any size (not just large companies) and can help protect directors, officers and the business itself against a range of management-related claims.
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Is designed to help protect your business against claims of injury to a third party or damage to their property arising from your business activities or premises, subject to policy terms.
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Can help protect your business against claims relating to injury or property damage caused by a product you manufacture, supply or sell, subject to policy terms.
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Can help cover the costs following a data breach, hacked systems or a cyber-related incident affecting your business, subject to policy terms.
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Can help cover your business’s buildings, contents, stock and equipment against loss or damage, subject to policy terms.
Depending on your business and circumstances, additional covers such as business interruption insurance, professional indemnity insurance or trade credit insurance may also be worth considering, subject to policy terms and eligibility.
A claim alleging a director or officer breached their statutory duties
An employee bringing a claim relating to unfair dismissal or discrimination
A regulator investigating the business over a compliance matter
A claim relating to a breach of contract by the business
A dispute with a competitor, supplier or business partner
A claim alleging misleading or deceptive conduct by the business
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Management liability insurance can help protect your company as well as its directors, officers and, depending on the policy, certain employees, against a range of management-related claims.
Yes. Directors’ duties and employment obligations apply to businesses of all sizes, which is why management liability cover is relevant well beyond large companies.
Many management liability policies include employment practices liability, which can help cover claims such as unfair dismissal or discrimination, subject to policy terms.
No. Professional indemnity insurance generally responds to claims about advice or services you provide to clients, while management liability insurance relates to the running and governance of your own business. Many businesses hold both covers together.
The right level of cover depends on factors such as your company structure, number of employees, and industry. A broker can help you assess an appropriate level of cover.
Tell us a bit about your business and one of our brokers will help you find the right level of cover.
Business Insurance
Cover options for claims of injury to a third party or damage to their property arising from your business activities or premises, subject to policy terms.
Business Insurance
Cover options for claims relating to injury or property damage caused by a product you manufacture, supply or sell, subject to policy terms.
Business Insurance
Cover options for the costs following a data breach, hacked systems or a cyber-related incident, subject to policy terms.
Business Insurance
A range of cover options for professional service businesses, including professional indemnity and management liability insurance.
