Combine the covers your business relies on, property, liability and more, into one tailored package. Built for small to medium, lower-risk businesses that want broad protection without juggling separate policies.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Business Package Insurance combines the covers your business relies on, such as property, liability and business interruption, into one tailored policy. It’s designed for small to medium, lower-risk businesses that want broad protection without arranging and renewing multiple separate policies, subject to policy terms, conditions and exclusions.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
01
Cover options for your business premises, stock and contents against fire, storm, theft and other insured events, subject to policy terms, conditions and exclusions.
02
Is designed to help protect your business against claims for third-party injury or property damage arising from your business activities or products, subject to policy terms, conditions and exclusions.
03
Can help cover loss of income and ongoing expenses if your business is unable to trade following an insured event, subject to policy terms and conditions.
04
Cover options for accidental breakage of shopfront glass, windows and signage, subject to policy terms, conditions and exclusions.
A fire, storm or burst pipe damages your premises, stock or equipment
A customer or member of the public is injured on your premises
Your business is forced to close temporarily after an insured event
A shopfront window or sign is accidentally broken
Stock or cash is stolen from your premises
A contract or lease requires proof of business insurance
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
A Business Package typically combines several core covers, such as property, liability and business interruption, into one policy. The exact covers and limits depend on your business and industry, your broker can help tailor a package that suits your risk profile.
Business Packages are generally designed for small to medium, lower-risk businesses such as retail, offices and hospitality. Higher-risk or specialised industries may need standalone or industry-specific covers instead, your broker can advise what’s appropriate.
Yes, most Business Package policies let you select and adjust the covers and sums insured to match your business, subject to insurer terms and underwriting.
Combining covers into one package can streamline your paperwork, renewal dates and premium payments, and may help avoid gaps between separate policies, though pricing and suitability should always be compared against your specific needs.
Cost varies depending on your industry, business size, location, claims history and the covers and limits you choose. Speak with one of our brokers for a tailored quote based on your circumstances.
Tell us a bit about your business and one of our brokers will be in touch.
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