Cover options for gyms, fitness studios and personal trainers across Australia. Talk to a specialist broker about protecting your business.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Gyms and fitness studios carry real responsibility for the safety of members using equipment, attending classes or training one-on-one, often in high-intensity settings. Whether you run a 24-hour gym, a boutique studio or a personal training business, Sol Insurance Brokers can help you explore cover options that reflect the risk you actually carry.
01
Is designed to help protect your business against claims for third-party injury or property damage occurring on your premises or during a class, subject to policy terms.
02
Is designed to help protect you against claims arising from an alleged error, omission or breach of duty in the training or advice you provide, subject to policy terms.
03
Can help cover the costs of defending claims arising from employment-related disputes involving current, past or prospective employees, subject to policy terms.
04
Can help cover loss of income if your business is forced to stop operating due to an insured event, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Tools & Equipment Insurance, Personal Accident & Illness, Workers Compensation and Commercial Motor, where relevant and subject to policy terms, conditions and exclusions.
Injury to a member during training, a class or while using equipment
Allegations of inadequate supervision or poor training advice
Equipment failure or poorly maintained facilities
Slips, trips and falls in change rooms, showers or common areas
Disputes over membership contracts or personal training agreements
Data breaches involving member health information or payment details
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Public liability insurance can help cover claims for injury to a member or visitor, or damage to property, that occurs on your premises, subject to policy terms and conditions.
Professional indemnity insurance can help protect personal trainers and coaching staff against claims arising from an alleged error in the training or advice provided, subject to policy terms.
Yes, cover options are generally available whether you run a 24-hour gym, a boutique studio, or operate as a mobile or freelance personal trainer, subject to policy terms.
Yes, cover options are generally available for your instructors and staff, including for claims arising from employment-related disputes, subject to policy terms.
Cover options can often extend to group classes, outdoor training sessions and equipment used off-site, subject to policy terms — it is worth confirming the specifics with your broker.
Speak with a broker about cover options for your gym, fitness studio or personal training business.
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