Public liability, tools and contract works cover options for cabinet makers and joiners across Australia. Talk to a specialist trade broker.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Cabinet making and joinery work spans the workshop and the client’s site, from cutting and assembly on machinery to final fit and installation, where a mistake can mean a damaged benchtop or an ill-fitting install. Whether you’re building custom kitchens or shopfitting joinery, Sol Insurance Brokers can help you explore cover options that reflect the risk you actually carry.
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Is designed to help protect you against claims for third-party injury or property damage arising from your work, including damage caused by installation defects or faulty joinery, subject to policy terms.
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Relevant where you provide design or specification advice as part of your work, particularly where an error could result in financial loss.
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Cover for saws, routers, workshop machinery and other tools and business assets against risks such as theft, loss or accidental damage, subject to policy terms.
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Cover for utes, vans and service vehicles, including trade fit-outs and permanently attached equipment where applicable.
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Protection for eligible joinery and fit-out work in progress against insured events such as theft, fire, storm and accidental damage, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Personal Accident & Illness, Workers Compensation, Cyber Insurance and Management Liability, where relevant and subject to policy terms, conditions and exclusions.

Injuries from workshop machinery such as table saws, routers and edge banders

Damage to benchtops, cabinetry or client property during delivery and installation

Measurement or fabrication errors leading to ill-fitting joinery and rework costs

Subcontracting arrangements and insurance requirements imposed by builders and shopfitters

Theft or accidental damage to tools, machinery and finished joinery in transit

Supply and installation of custom cabinetry, creating additional contractual and liability considerations
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Cover can generally be structured around both the workshop and on-site aspects of your work. Let us know how your business operates and we can help you look at options that fit.
Tools, equipment and plant cover can include theft and accidental damage to workshop machinery and tools, subject to policy terms and any security requirements.
Subcontracted work can generally be considered when structuring your cover. Let us know the head contractor’s or shopfitter’s insurance requirements and we can help you explore options that meet them.
Public and products liability can respond to claims for property damage arising from your work, including damage occurring during delivery or installation, subject to policy terms and conditions.
Supplying and installing custom joinery creates additional contractual and liability considerations, including products liability. We can help you look at cover that reflects this.
It may be relevant where you’re responsible for work in progress, such as a kitchen or shopfitting job partway through. Contract works can help protect eligible joinery work against insured events such as theft, fire and storm, subject to policy terms.
Tell us a bit about your business and one of our brokers will be in touch.
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