Professional indemnity, public liability, cyber and management liability cover options for marketing and advertising agencies across Australia. Talk to a specialist broker.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Running a marketing agency brings a different risk profile to working solo: you’re managing staff or subcontractors, signing client contracts that often include indemnity clauses, and coordinating campaigns across multiple platforms and budgets. Sol Insurance Brokers can help you explore cover options built around agency-scale operations, not just an individual consultant’s risk.
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Is designed to help protect your agency against claims arising from an error, omission or alleged negligence in the campaigns, strategy or advice you deliver for clients, subject to policy terms.
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Is designed to help protect you against claims for third-party injury or property damage arising from your business activities, such as at a client meeting or event, subject to policy terms.
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Can help cover the costs following a data breach, hacked account or ransomware event affecting your agency’s systems or the client platforms you manage, subject to policy terms.
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Can help cover the costs of defending claims relating to employment disputes, statutory liability or the management of your agency, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Personal Accident & Illness and Workers Compensation, where relevant and subject to policy terms, conditions and exclusions.
A campaign error, such as a mistargeted ad spend or a missed brief requirement, that causes a client financial loss
An employee or contractor causing injury or property damage while working at a client's premises or an event
A cyberattack affecting client accounts, ad platforms or campaign data your agency manages
An employment dispute, such as a wrongful dismissal or discrimination claim, involving agency staff
A subcontractor or freelancer engaged by the agency causing a client loss that the agency is held responsible for
Confidential client campaign or strategy information being disclosed to the wrong recipient
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
A solo consultant’s risk is generally about the advice or work they personally deliver. An agency adds risks that come with scale, such as employees, subcontractors, larger client contracts with indemnity clauses, and management liability exposure. It’s worth structuring your policy around how your agency actually operates.
It depends on your policy and how the subcontractor was engaged. Many agency policies can be structured to respond to claims arising from work carried out on the agency’s behalf, but it’s worth confirming the specifics with your broker.
Management liability can be relevant even for small teams, since it generally responds to claims like employment disputes or regulatory action, which can arise regardless of your agency’s size.
It can. Indemnity clauses in client contracts may extend your liability beyond what a standard policy assumes, so it’s worth having your broker review your typical contract terms against your cover.
Business insurance can generally include cover for office contents and equipment against risks like theft, fire or accidental damage, subject to policy terms.
Tell us a bit about your business and one of our brokers will be in touch.
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