Giving advice or professional services means even a small mistake, or just an allegation, can lead to a costly claim. Professional Indemnity Insurance protects consultants, contractors, engineers, designers and health professionals against claims of negligence, errors or omissions in the work you do.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
As a professional, you’re personally responsible for the advice and services you provide. A single mistake, missed detail or unhappy client can lead to a costly claim, even if you did nothing wrong. Professional Indemnity Insurance is designed to help protect you and your income against these exposures, subject to policy terms, conditions and exclusions.
01
Is designed to help protect you against claims for third-party injury or property damage arising from your business activities, subject to policy terms, conditions and exclusions.
02
If you also run your own trade or contracting business, Sole Trader Insurance can bundle the cover you need in one policy.
03
Financial support may be available if an insured accident or illness prevents you from working, subject to policy terms and conditions.
04
Is designed to help protect the tools and equipment you rely on against loss, theft or damage, subject to policy terms, conditions and exclusions.
A client alleges your advice or work caused them a financial loss
A dispute arises over advice or work you've provided to a client
You're accused of a breach of professional duty or negligence
An error or omission in your work leads to a costly claim
A regulator or professional body raises a complaint about your conduct
A contract or client requires proof of professional indemnity cover
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Professional indemnity covers claims about your advice or work, while public liability covers third-party injury or property damage. Many consultants and contractors carry both, especially if you visit client sites or premises. Your broker can confirm what’s relevant to you.
If your work involves advice, designs, consulting or services a client relies on, professional indemnity insurance is worth having, whatever your industry. Many contracts now require it before work can begin.
Personal Accident & Illness cover can help provide financial support if an insured accident or illness prevents you from working, subject to policy terms, conditions and exclusions.
Tools and equipment cover can be arranged for the items you use in your work, including cover options for loss, theft or damage, subject to policy terms and conditions.
Cost depends on your industry, the covers you need and your claims history. We’ll talk through your circumstances and provide options that reflect how you actually work.
Tell us a bit about what you do and one of our brokers will be in touch.
Business Insurance
Combined cover options for small and medium businesses in one policy
Business Insurance
Cover options for data breaches and other cyber-related business risks
TRADE INSURANCE
Liability, tools and vehicle cover options for tradies and contractors
Business Insurance
Public, product and management liability cover options for Australian businesses
