Cover options for commercial and residential cleaning businesses working in clients’ homes, offices and worksites across Australia. Talk to a specialist broker.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Reviews
Cleaning businesses spend their days inside other people’s homes, offices and commercial premises, which means the risk of accidental damage, injury or theft allegations is a constant part of the job. Whether you run a small residential cleaning service or a commercial contract cleaning team, Sol Insurance Brokers can help you explore cover options that reflect the risk you actually carry.
01
Is designed to help protect your business against claims for third-party injury or property damage arising from your cleaning work, including accidental damage to a client’s property, subject to policy terms.
02
Cover options for cleaning equipment, machinery and chemicals against theft, loss or accidental damage, including while travelling between jobs, subject to policy terms.
03
Can help cover the costs of defending claims arising from employment-related disputes involving current, past or prospective employees, subject to policy terms.
04
Can help cover loss of income if your business is forced to stop operating due to an insured event, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Workers Compensation, Commercial Motor, Personal Accident & Illness and Cyber Insurance, where relevant and subject to policy terms, conditions and exclusions.
Accidental damage to a client's property, fittings or belongings while cleaning
Injury to a client, member of the public or cleaning staff while on-site
Theft or loss allegations arising from access to a client's home or premises
Damage caused by cleaning chemicals to surfaces, fabrics or fittings
Subcontracting arrangements and insurance requirements imposed by commercial clients or agencies
Theft of cleaning equipment and supplies while travelling between jobs
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Most commercial clients and agencies will require you to hold public liability insurance before they’ll engage your services. It’s designed to help protect you against claims for property damage or injury that occurs while you’re cleaning, subject to policy terms.
Accidental damage cover under a public liability policy can generally help with the cost of repairing or replacing a client’s property if it’s damaged during your work, subject to policy terms and exclusions.
Tools and equipment cover can generally extend to theft from a vehicle, subject to security requirements and policy terms, so it’s worth checking the specific conditions that apply.
Workers compensation is generally required for any staff you employ, and management liability can help with employment-related disputes. We can help you work out what’s compulsory versus optional for your setup.
Yes, cover can generally be arranged to reflect a mixed client base of residential and commercial cleaning work, though the risk profile and premium may vary depending on the type of sites you service.
Tell us a bit about your cleaning business and one of our brokers will be in touch to talk through your options.
Business Insurance
Public and products liability cover options for businesses across Australia.
Business Insurance
Cover options for tools, equipment and machinery used in your cleaning business.
Business Insurance
Cover options for directors, officers and employment-related liability exposures.
Business Insurance
Cover options to help protect your business against data breaches and cyber incidents.
