Cover options for childcare centres, family day care and early learning services across Australia. Talk to a specialist broker about protecting your service.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Childcare and early learning services carry significant responsibility for the safety and wellbeing of the children in their care, across busy rooms, outdoor play areas and excursions. Whether you run a long day care centre, family day care or an early learning service, Sol Insurance Brokers can help you explore cover options that reflect the risk you actually carry.
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Is designed to help protect your service against claims for third-party injury or property damage occurring on your premises or during an excursion, subject to policy terms.
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Is designed to help protect you against claims arising from an alleged error, omission or breach of duty in the education or care you provide, subject to policy terms.
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Can help cover the costs of defending claims arising from employment-related disputes involving current, past or prospective employees, subject to policy terms.
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Can help cover loss of income if your service is forced to stop operating due to an insured event, subject to policy terms.
Depending on your service and circumstances, additional covers may include, but are not limited to, Cyber Insurance, Personal Accident & Illness, Workers Compensation and Commercial Motor, where relevant and subject to policy terms, conditions and exclusions.
Injury to a child during play, mealtimes or outdoor activities
Neglect or abuse allegations made against staff or the service
Incidents occurring during excursions or incursions
Food allergy or food safety incidents
Non-compliance with Working With Children Checks or educator-to-child ratios
Data breaches involving enrolment forms or children’s records
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Professional indemnity insurance can help protect your service against claims arising from an alleged error, omission or breach of duty in the education or care you provide, such as an allegation of inadequate supervision, subject to policy terms.
Public liability insurance can help cover claims for injury to a child, parent or visitor, or damage to property, that occurs on your premises, subject to policy terms and conditions.
Cover for excursions and incursions can often be included as part of your public liability policy, but it is worth confirming the specifics of off-site activities with your broker, subject to policy terms.
Yes, cover options are generally available for your educators and staff, including for claims arising from employment-related disputes, subject to policy terms.
Yes, Sol Insurance Brokers can help tailor cover for long day care centres, family day care and standalone early learning services, reflecting how each business actually operates.
Speak with a broker about cover options for your long day care centre, family day care or early learning service.
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