INSURANCE FOR AUSTRALIAN BUSINESSES

Farm & Rural
Insurance

Farm and rural insurance is designed to help protect your property, machinery, livestock and equipment against a range of risks, subject to policy terms.

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Reviews

What Our Clients Say

Sol Insurance Brokers place picture
5.0
Based on 13 reviews
Charlie Clarke profile picture
Charlie Clarke
3 months ago
I cannot recommend Danielle/Sol enough. After 5+ years with another broker, I changed to Sol this year and it was a great decision. Super responsive (which was a major pain point with my prior broker), open to digging deeper for a better suited policy and price and just all round helpful and efficient! Thanks so much!
Layr TilingCo profile picture
Layr TilingCo
4 months ago
Highly recommend Danielle for insurance purposes. Professional, seamless and no pressure from her in comparison to the larger companies who constantly ring about their quotes. Gives you time to think and work out your best options.
Danielle is friendly but prompt and stays focused on the request at hand. Recommend using Danielle for a personal, 1-1 experience without the pressure and judgements.
Daniel Knight profile picture
Daniel Knight
4 months ago
Danielle at Sol Insurance Brokers is great to deal with. Friendly, professional and always quick to respond, she made the entire process simple and stress-free. It's refreshing to work with someone who genuinely takes the time to understand your needs and provide honest advice.
Alastair lackie profile picture
Alastair lackie
4 months ago
Danielle sourced insurance for my new car it was cheaper than anything I could source and her service was excellent. Very quick turn around would highly recommended.
Jamie-lee Lynch profile picture
Jamie-lee Lynch
4 months ago
Danielle was great to deal with. She made the whole process easy, explained everything clearly, and was always happy to help. Friendly, professional service and I highly recommend.

Running a farm or rural property brings a unique mix of risks, from weather events to machinery breakdowns and livestock loss. A farm insurance package can be structured to help protect your home, sheds, machinery, livestock and liability to others, subject to policy terms.

Financial advisor reviewing charts and data on a laptop

Farm & Rural Businesses May Also Need

01

Public Liability Insurance

Is designed to help protect your business against claims for third-party injury or property damage, subject to policy terms.

02

Plant & Equipment Insurance

Is designed to help protect the machinery and equipment your farm relies on, subject to policy terms.

03

Commercial Motor Insurance

Is designed to help protect farm vehicles and utes used on and off your property, subject to policy terms.

04

Home & Contents Insurance

Is designed to help protect your farmhouse and its contents, subject to policy terms.

Depending on your property and activities, additional covers such as crop insurance, farm income protection or cyber insurance may also be worth considering, subject to policy terms and eligibility.

Risks we commonly see on farms and rural properties

Fire, storm or flood damage to sheds, fencing or farm buildings

Theft of machinery, tools or livestock from the property

Breakdown of essential farm machinery and equipment

Injury to workers, contractors or visitors on the property

Loss of livestock due to accident, disease or theft

Third-party property damage caused by farm vehicles or machinery

Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.

Frequently asked questions

What does farm insurance typically cover?

Farm insurance can be structured to help cover your home, sheds, machinery, livestock and liability to others, subject to policy terms and the cover selected.

Cover for livestock can often be included or arranged as an option, depending on your policy and the type of livestock you run.

Farm vehicles and utes are often covered separately through commercial motor insurance, depending on how they’re used.

Crop insurance is typically arranged separately to general farm insurance. Speak with our team about options that may suit your property.

Cover can often be tailored for hobby farms and lifestyle properties, depending on the scale of your activities and assets.

Get farm & rural cover that fits your property

Tell us a bit about your property and one of our brokers will help you find the right level of cover.

Related cover

Business Insurance

Public Liability Insurance

Cover options for claims relating to third-party injury or property damage, subject to policy terms.

Business Insurance

Plant & Equipment Insurance

Cover options to help protect the machinery and equipment your farm relies on, subject to policy terms.

Business Insurance

Commercial Motor Insurance

Cover options for the vehicles your business relies on, subject to policy terms.

Business Insurance

Home & Contents Insurance

Cover options to help protect your home and its contents, subject to policy terms.