We don’t do generic small business cover. We understand the risks faced by welders and metal fabricators running a workshop, from hot works on the shop floor to product liability on everything you fabricate and supply.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
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Welding, fabrication and metalwork businesses carry exposures most generic trade policies weren’t built around, hot works, workshop machinery, and liability for the products you fabricate and supply. Sol Insurance Brokers can help you explore cover options that reflect how your business actually operates.
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Cover for claims involving third-party injury or property damage, including from products you fabricate, supply or install, subject to policy terms, conditions and exclusions.
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Cover for eligible welding equipment, workshop machinery, generators and specialised tools, including options for protection at your premises or while in transit, subject to policy terms.
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Financial support may be available if an insured accident or illness prevents you from working. Options can be tailored to eligible business owners and tradespeople.
Depending on your business and circumstances, additional covers may include, but are not limited to, Business Interruption, Workers Compensation, Cyber Insurance and Management Liability, where relevant and subject to policy terms, conditions and exclusions.
Fire, heat or property damage arising from welding, cutting, grinding and other hot works in the workshop
Injury risks from fabrication machinery, presses, cutting equipment and manual handling on the shop floor
Product liability exposure if fabricated items such as gates, trailers, brackets or structural steel fail or cause damage after leaving your premises
Damage to customer property, vehicles or equipment brought in for repair, modification or fabrication work
Theft or accidental damage to fabrication equipment, welders, tools and stock held at your premises
Installation and on-site fitting risks when delivering and fitting fabricated products at a customer's site
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Hot works are central to welding and fabrication businesses, so they need to be specifically considered when arranging cover, some policies treat them differently. We’ll confirm how any policy we discuss treats open flame, grinding and cutting work at your premises, subject to policy terms, conditions and exclusions.
This is generally a product liability consideration. If your business manufactures, supplies or installs fabricated items, we’ll discuss cover options that may respond to claims arising after the product has left your premises, subject to policy terms, conditions and exclusions.
Many welders and fabricators split their time between a fixed workshop and on-site installation or repair work. We’ll help structure cover that reflects both sides of your business, subject to policy terms and conditions.
Once your cover is in place, we can arrange certificates of currency and help match them to the insurance requirements set out by builders, principal contractors and clients. Timeframes can vary, so talk to us early, especially before starting a new job.
Tools and equipment cover can include eligible welding machines, workshop machinery and specialised tools, including options for cover at your premises or while in transit, subject to policy terms.
Personal Accident & Illness cover may be relevant, financial support may be available if an insured accident or illness prevents you from working, with options that can be tailored to eligible business owners and tradespeople. It is not the same as an income protection policy; we’ll explain the difference.
Tell us a bit about your business and one of our brokers will be in touch.
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