Cover options for cafés, restaurants, bars and accommodation providers across Australia. Talk to a specialist broker about protecting your venue.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Reviews
Amazing service, efficient, reliable and most of all...stress free. Dani, you are a star, thank you so much for sorting my new policies. A very different and better experience to that had with my previous Broker. Keep up the great work.
Danielle has been an absolute blessing for us. She reached out to me after seeing a disheartened and desperate comment by me in an online group. We had desperately been searching for coverage for our dream property in Tasmania - two other brokers (including a huge company with offices all over the country) had exhausted their options and not been able to help, and settlement was looming. Danielle was professional but also very friendly, warm and reassuring during my stressing out, and I knew she was going above and beyond to get this done! She kept me in the loop every step of the way...and succeeded in getting us a policy within a matter of days! I am so, so grateful, and cannot recommend her highly enough! She is amazing at what she does and is a genuinely wonderful human too!
It was so refreshing to have someone take the time to explain the important clauses of the professional indemnity insurance. The customisation was really good. Would highly recommend.
Danielle at SOL Insurance is amazing! Was a huge support during a really busy time when our insurances had lapsed and another broker hadn’t found a suitable alternative. Dani kept on top of things and acted fast to get us cover, and with a solid price point compared to what I had found with my own enquiries. Will absolutely use Dani again having come highly recommended to us, and I’d gladly recommend SOL insurance to others.
Danielle is fantastic. Very efficient and she got me an excellent quote/insurance. I highly recommend her, if you are like me a small business that has to cover insurance.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Hospitality is a fast-paced, people-facing business, busy service periods, casual staff, alcohol service and constant customer contact all add up to a different risk profile than a typical office-based business. Sol Insurance Brokers can help you explore cover options built around how your venue actually operates, so an incident with a customer, a kitchen fire or a break-in overnight doesn’t put your business at risk.
01
Is designed to help protect your business against claims for third-party injury or property damage, such as a customer being injured on your premises or becoming unwell after a meal, subject to policy terms.
02
Is designed to help protect your building, fit-out, stock and equipment against loss or damage from fire, storm, theft or malicious damage, subject to policy terms.
03
Can help cover the costs of defending claims arising from employment-related disputes involving your staff, subject to policy terms.
04
Can help cover loss of income if your venue is forced to close temporarily following an insured event such as fire or storm damage, subject to policy terms.
Depending on your business and circumstances, additional covers may include, but are not limited to, Cyber Insurance, Personal Accident & Illness and Workers Compensation, where relevant and subject to policy terms, conditions and exclusions.
A customer slips on a wet floor or trips on venue premises and is injured
A kitchen fire or faulty equipment causes damage and forces a temporary closure
A customer alleges illness following a meal served at your venue
Stock, fittings or equipment are stolen or damaged in a break-in after hours
An employment dispute arises involving casual or part-time hospitality staff
A storm or burst pipe damages the fit-out or stock of a café, restaurant or bar
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Hospitality insurance is designed to bring together the covers a café, restaurant, bar or accommodation provider commonly needs (such as public liability, property and business interruption) into one policy, subject to policy terms and insurer eligibility criteria.
Serving food or alcohol to the public increases your exposure to third-party injury and illness claims, so public liability cover is generally considered essential for hospitality venues, subject to policy terms and insurer requirements.
A hospitality package can generally include cover for stock, fixtures, fittings and equipment against events such as fire, storm or theft, subject to policy terms and the level of cover selected.
Business interruption cover can help replace lost income and cover ongoing expenses while your venue is closed for repairs following an insured event, subject to policy terms.
Cover for casual and part-time staff can generally be arranged alongside your workers compensation and management liability requirements, Sol Insurance Brokers can help you work out what applies to your venue, subject to policy terms and legislative requirements.
Tell us a bit about your venue and one of our brokers will be in touch.
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