Personal accident and sickness insurance is designed to help protect your income if you’re unable to work due to injury or illness, subject to policy terms.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
Reviews
Amazing service, efficient, reliable and most of all...stress free. Dani, you are a star, thank you so much for sorting my new policies. A very different and better experience to that had with my previous Broker. Keep up the great work.
Danielle has been an absolute blessing for us. She reached out to me after seeing a disheartened and desperate comment by me in an online group. We had desperately been searching for coverage for our dream property in Tasmania - two other brokers (including a huge company with offices all over the country) had exhausted their options and not been able to help, and settlement was looming. Danielle was professional but also very friendly, warm and reassuring during my stressing out, and I knew she was going above and beyond to get this done! She kept me in the loop every step of the way...and succeeded in getting us a policy within a matter of days! I am so, so grateful, and cannot recommend her highly enough! She is amazing at what she does and is a genuinely wonderful human too!
It was so refreshing to have someone take the time to explain the important clauses of the professional indemnity insurance. The customisation was really good. Would highly recommend.
Danielle at SOL Insurance is amazing! Was a huge support during a really busy time when our insurances had lapsed and another broker hadn’t found a suitable alternative. Dani kept on top of things and acted fast to get us cover, and with a solid price point compared to what I had found with my own enquiries. Will absolutely use Dani again having come highly recommended to us, and I’d gladly recommend SOL insurance to others.
Danielle is fantastic. Very efficient and she got me an excellent quote/insurance. I highly recommend her, if you are like me a small business that has to cover insurance.
Tell us a little about your business and we’ll be in touch to discuss your insurance requirements.
If you’re a business owner, sole trader, or key employee, an injury or illness that keeps you out of work can affect more than your health, it can affect your income too. Personal accident and sickness insurance can be structured to help provide a benefit if you’re unable to work, subject to policy terms.
01
Is designed to help protect your business and its management from claims relating to business decisions and obligations, subject to policy terms.
02
Is designed to help protect your business against claims for third-party injury or property damage, subject to policy terms.
03
Is designed to help protect your business against the financial impact of a cyber incident, subject to policy terms.
04
Is designed to help protect your business with cover tailored to your profession, subject to policy terms.
Depending on your role and circumstances, additional covers such as income protection or professional indemnity insurance may also be worth considering, subject to policy terms and eligibility.
Loss of income following an injury that prevents you from working
Ongoing business costs continuing while you're unable to work due to illness
Limited access to sick leave entitlements for sole traders and business owners
Time away from work needed for recovery after an accident
Reduced capacity to work due to a serious illness diagnosis
Financial strain on the business if a key person is unable to work
Important: The information provided on this page is general in nature and does not take into account your individual circumstances. Insurance cover, terms, conditions and exclusions vary between insurers and policies. Your insurance requirements will depend on your business activities, contracts, assets and individual circumstances. Please refer to the relevant policy wording and documentation for full details of cover. The risks listed above are general examples only, for illustrative purposes, and do not confirm that your individual policy will respond to any particular claim.
Cover can be structured to help provide a benefit if you’re unable to work due to an eligible injury or illness, subject to policy terms and the cover selected.
It can be relevant for business owners, sole traders, and key employees who may not have access to traditional sick leave entitlements.
Personal accident and sickness cover and income protection insurance can overlap but are structured differently. Our team can help you understand which may suit your circumstances.
Depending on your policy, cover may extend to injuries or illness that occur outside of work hours. Speak with our team to confirm what’s included.
Benefit amounts are typically based on the cover you select and your circumstances at the time of taking out the policy, subject to policy terms.
Tell us a bit about your situation and one of our brokers will help you find the right level of cover.
Business Insurance
Cover options for claims relating to business decisions and management obligations, subject to policy terms.
Business Insurance
Cover options for claims relating to third-party injury or property damage, subject to policy terms.
Business Insurance
Cover options to help protect your business against the financial impact of a cyber incident, subject to policy terms.
Business Insurance
Cover options tailored to your profession, subject to policy terms.
